中国保险业社会责任报告2024版发布

Core Insights - The report highlights the insurance industry's commitment to social responsibility and its contributions to national strategies, economic security, and social welfare in 2024 [1][2][3][4][5] Group 1: Political Leadership and National Strategy - In 2024, the property insurance sector provided coverage amounting to 159.65 trillion yuan, with claims paid out totaling 33.192 billion yuan [1] - The cargo transportation insurance offered coverage of 85.69 trillion yuan, with claims of 16.729 billion yuan [1] - The industry invested over 430 billion yuan in rural revitalization, a 50% increase year-on-year [1] - Investment in strategic emerging industries reached 680 billion yuan, up 17% year-on-year [1] Group 2: Financial Services for the Public - Long-term health insurance saw 44.8935 million new policies in 2024, with a total coverage of 150.30 trillion yuan and claims of 118.777 billion yuan, a 3.07% increase [2] - Life insurance recorded 67.0342 million new policies, with coverage of 18.68 trillion yuan and claims of 844.901 billion yuan, a 53.83% increase [2] - The scale of enterprise annuities under management exceeded 2.5 trillion yuan, a 16% increase [2] Group 3: Disaster Prevention and Social Governance - New regulations for catastrophe insurance were introduced, doubling the basic insurance amount for natural disasters [3] - Catastrophe insurance provided coverage for 22.36 trillion yuan to 64.39 million households [3] - Liability insurance offered coverage of 705.31 trillion yuan, with claims of 74.955 billion yuan, a 12.34% increase [3] Group 4: Corporate Governance and Compliance - 50% of insurance companies established ESG management systems, and 90% published social responsibility reports [4] - Anti-corruption training sessions increased by 87% to 2,440 sessions [4] - Anti-money laundering training sessions grew by 33% to 19,000 sessions [4] Group 5: Innovation and International Cooperation - Agricultural insurance provided coverage of 5.22 trillion yuan to 150 million farmers, with claims of 123.743 billion yuan [4] - The insurance sector supported cross-border trade with risk coverage of 2.37 trillion USD, an 8% increase [4] - Foreign insurance institutions in China saw business growth of 18%, surpassing the national average of 14.5% [4] Group 6: Insurance Culture and Public Welfare - The median claim processing time for critical illness insurance was 3 days, with AI service interactions reaching 937 million [5] - Consumer education activities reached 5.84 billion people, a 70% increase [5] - The insurance industry contributed over 730 million yuan in public donations and 420 million yuan in consumer assistance [5]