@灵活就业人员，年底前需完成社保缴纳

Core Points - The deadline for flexible employment individuals to pay their pension insurance fees for the year 2025 is December 31, 2025, which is crucial for maintaining their contribution years and retirement benefits [1] - From July 1, 2025, the social insurance contribution base will be set at 6,385 yuan/month, with a lower limit of 3,831 yuan (60%) and an upper limit of 19,155 yuan (300%) [1] - The principle of retirement benefits is based on "longer contributions yield more benefits," meaning that both the length of contribution years and the amount contributed directly affect future retirement benefits [1] Summary by Category Pension Insurance Payment - Flexible employment individuals must complete their pension insurance payments by December 31, 2025, to avoid affecting their contribution years and retirement benefits [1] - Late payments cannot be made across years, which emphasizes the importance of adhering to the deadline [1] Contribution Base Adjustment - Starting July 1, 2025, the contribution base for social insurance will be adjusted to a monthly amount of 6,385 yuan, with specific lower and upper limits established [1] - The tax system has already adjusted for the contribution base differences from July to October 2025, and individuals are reminded to make up any payment discrepancies by the end of the year [1] Retirement Benefits Principle - The retirement benefits system operates on the principle that longer and higher contributions lead to better retirement outcomes, directly linking contribution amounts and years to future benefits [1]