信也科技第三季度实现营收35亿元

Core Insights - The financial technology group, Xinye Technology, reported its Q3 2025 unaudited financial results, achieving a revenue of 3.5 billion yuan and a net profit of 640 million yuan [2] - The company facilitated a transaction volume of 51.2 billion yuan during the quarter, with a loan balance of 77.1 billion yuan, serving nearly 38.4 million users globally [2] - Xinye Technology's CEO emphasized the effectiveness of the company's strategy focused on local foundations and global outlook, aiming for sustainable value growth through technology development and service optimization [2] Financial Performance - Q3 revenue reached 3.5 billion yuan, with a net profit of 640 million yuan [2] - The company has repurchased approximately 66.5 million USD worth of shares this year, totaling 437 million USD since 2018 [2] - Domestic business served 28.4 million users, while international revenue accounted for 25% of total revenue, indicating strong growth in international markets [2] Technological Advancements - Xinye Technology is increasing investments in artificial intelligence and big data, enhancing risk control, operations, and customer service [3] - The company upgraded its AI customer service system, completing over 1 million automated services, which improved service efficiency and reduced costs [3] Social Responsibility and ESG Initiatives - The company released its 2024 ESG report, highlighting advancements in technology innovation, environmental protection, and community support [3] - In 2024, Xinye Technology supported 826,000 small and micro users with nearly 58 billion yuan in credit, and its "Good Store" initiative benefited over 15,000 individuals from vulnerable groups [3]