银行“花样”争夺经营贷客户 利率探底至2.3%左右

Core Viewpoint - The article highlights the significant drop in business loan interest rates, with some banks offering rates as low as 2.3% to attract small and micro enterprises amid weak demand for mortgage loans and pressure on retail business [1] Group 1: Business Loan Rates - Business loan interest rates are currently at historical lows, with many banks offering rates below 2.5% [1] - Specific banks, such as Ping An Bank and Zhuhai Huaren Bank, have reduced their business loan rates to around 2.3% [1] - The interest rates vary based on factors like the business's operational status and monthly cash flow [1] Group 2: Market Context - The current environment shows a shift in focus from mortgage loans to business loans as banks seek to capture clients among small and micro enterprises [1] - The article indicates a competitive landscape where banks are employing various strategies to attract business loan customers [1]