贵州省前10月普惠小微贷款余额5256.1亿元 同比增长9.9%

Core Insights - The People's Bank of China Guizhou Branch reported that as of the end of October, the balance of inclusive microloans in Guizhou Province reached 525.61 billion yuan, representing a year-on-year growth of 9.9%, which is 6.3 percentage points higher than the growth rate of various loans during the same period [1] Group 1 - The Guizhou Provincial People's Bank has implemented a monitoring and coordination mechanism involving 17 industry authorities to enhance the efficiency of financing for small and micro enterprises, tracking the financing situation monthly [1] - A total of 14,074 enterprises have been matched with financial institutions, with 12,792 being small and micro enterprises, achieving a bank-enterprise matching rate of approximately 90% [1] - Eligible entities have cumulatively obtained loans amounting to 345.185 billion yuan [1] Group 2 - A pilot program for disclosing comprehensive financing costs for enterprise loans has been launched, guiding banks and enterprises to fill out a "comprehensive financing cost list," making interest and non-interest costs transparent [1] - Financial institutions have disclosed comprehensive financing costs for 75,256 enterprises, small business owners, and individual businesses, with a total loan amount of 174.31 billion yuan [1] - The comprehensive financing costs for small business owners and individual businesses have decreased by 1.77 and 1.37 percentage points, respectively, compared to the initial stage of the pilot program [1] Group 3 - The Guizhou government is enhancing support for key areas and weak links by creating a 1.7 billion yuan risk compensation fund to lower financing thresholds for specialized and innovative small and medium enterprises [2] - A "Rural Revitalization Industry Loan" has been established to provide financing support for farmers and new agricultural operators without guarantee fees [2] - Three online interest subsidy products have been launched on the Guizhou financial service platform, providing a 30% interest subsidy to support the development of small and micro enterprises and individual businesses [2]