香港银行公会：美国降息预期降温 须关注贸易谈判变化

Core Viewpoint - The global market is closely watching the Federal Reserve's December interest rate meeting, with mixed expectations regarding further rate cuts due to recent uncertainty in the Fed's stance and declining rate cut expectations in the futures market [1] Group 1: Market Environment - The market environment remains uncertain, influenced by fluctuating trade negotiations and geopolitical situations [1] - Following the meeting between the US and Chinese presidents, several economic agreements were reached, easing tariff-related uncertainties and positively impacting the global market [1] - The Hong Kong government has raised its economic forecast for the year to 3.2%, indicating ongoing economic improvement [1] Group 2: Financial Technology Development - The Hong Kong Monetary Authority's new financial technology development strategy, "Fintech 2030," focuses on four key areas known as "DART": data and payment infrastructure, artificial intelligence application, business and technology resilience, and promotion of financial tokenization [1][2] - The banking sector is encouraged to support regulatory-led fintech testing projects, including the upcoming "Generative AI Sandbox++" by the Hong Kong Monetary Authority, fostering collaboration between the industry and government for innovation [2]