XRP’s $500M Ripple Funding at $40B Valuation: Why Price Isn’t Moving

Group 1 - Ripple recently raised $500 million at a $40 billion valuation, indicating strong institutional support and a shift towards being viewed as a long-term financial infrastructure company rather than just a crypto startup [1][4][6] - Despite the funding round, XRP's price has remained stagnant, dropping from $3.66 in July to the low $2.20s by November, highlighting a disconnect between Ripple's positive developments and the token's market performance [2][5][10] - The market is currently focused on liquidity and actual settlement growth rather than corporate milestones, which has contributed to the muted price action of XRP [11][16][18] Group 2 - Ripple's expansion into broader financial services, including custody divisions and treasury software, is supported by the new capital, but these developments do not immediately translate into increased demand for XRP [7][9][13] - The funding will help scale Ripple's On-Demand Liquidity (ODL) payment corridors across various regions, but the token's price impact is limited as XRP is often only used briefly during settlements [8][12][14] - The long-term outlook for XRP's price is tied to the growth of settlement volumes and institutional demand, which are expected to take time to materialize [10][15][21] Group 3 - Franklin Templeton's launch of an XRP ETF introduces a new layer of credibility and potential slow inflows from conservative investors, but immediate price changes are unlikely [17][18] - The market's cautious sentiment, driven by whale distribution and weak trading volumes, continues to weigh on XRP's price despite the positive institutional backing [11][18][27] - Future price predictions for XRP vary, with potential bullish scenarios dependent on sustained institutional interest and rising settlement volumes, while bearish scenarios could see the token struggle under macroeconomic pressures [22][26]