信也科技发布2025年三季报 国际收入占总收入 25%

Core Insights - Xinyi Technology (NYSE: FINV) reported its Q3 2025 unaudited financial results, showing a revenue of 3.5 billion RMB and a net profit of 640 million RMB [1] - The company facilitated a transaction volume of 51.2 billion RMB during the quarter, with a loan balance of 77.1 billion RMB [1] - As of the end of Q3, Xinyi Technology has provided credit technology services to nearly 38.4 million users globally, with 28.4 million users in China [1] Financial Performance - Q3 revenue reached 3.5 billion RMB, reflecting strong operational performance [1] - Net profit for the quarter was 640 million RMB, indicating profitability [1] Operational Highlights - The transaction volume for the quarter was 51.2 billion RMB, showcasing the company's active engagement in the market [1] - The loan balance stood at 77.1 billion RMB, reflecting the scale of the company's lending operations [1] User Growth - The company has served nearly 38.4 million users globally, with a significant portion (28.4 million) located in China [1] - International business revenue accounted for 25% of total revenue, highlighting its importance in overall growth [1] - The overseas borrowing user base has approached 10 million, with an addition of 1.3 million new borrowing users in the quarter, representing an 18% quarter-over-quarter growth [1]