Core Viewpoint - The new policy issued by Zhaoqing City aims to promote stable and healthy development in the real estate market through a comprehensive set of 25 measures targeting both supply and demand sides, enhancing the housing market's overall structure and quality [2]. Demand-Side Support - The new policy introduces significant benefits to stimulate reasonable housing demand, addressing concerns related to thresholds, costs, and convenience for homebuyers [3]. - A new "old-for-new" collaboration mechanism is launched, allowing buyers to receive a full refund of their deposit if their old property does not sell, while the developer covers the intermediary fees if the transaction is successful [3]. - The policy optimizes housing credit standards, allowing families with multiple children or elderly dependents to reduce their recognized housing unit count, thus enabling more families to benefit from first-home loan policies [3]. - The commercial loan to provident fund loan ("商转公") policy receives clear support, and the provident fund loan no longer distinguishes between ordinary and non-ordinary residential properties, directly supporting improved housing demand [3]. - The provident fund withdrawal policy is significantly relaxed, allowing full withdrawal upon account closure and covering both the initial payment and total principal and interest for first-time withdrawals to repay housing loans [3]. - The policy clarifies the rights of homebuyers, allowing for household registration and school enrollment based on the online signed contract, enabling children to enjoy compulsory education benefits [3]. Supply-Side Measures - The new policy focuses on reducing current inventory pressure while optimizing future supply to promote high-quality industry development [5]. - Inventory reduction strategies shift from a "city-wide" approach to a more precise "one area, one policy" strategy, tailoring solutions to the inventory characteristics of different regions [5]. - The policy encourages converting existing commercial properties into affordable housing and talent apartments, broadening the channels for inventory digestion [5]. - A "one enterprise, one policy" support mechanism is established to assist real estate companies in revitalizing existing land and stalled projects [5]. - The policy emphasizes scientific planning for land supply, prioritizing quality plots and supporting real estate projects that align with local characteristics [5]. - The approval process is streamlined with measures like "land acquisition immediately followed by construction" and "housing delivery immediately followed by certification," significantly enhancing project implementation efficiency [5]. - The policy alleviates corporate burdens by removing restrictions on housing price filings and allowing deferred payment of urban infrastructure fees for existing housing projects, easing financial pressures on developers [5].
肇庆出台25条房产新政 购房支持、去库存等全方位发力
Nan Fang Du Shi Bao·2025-11-21 08:31