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财政部:储蓄国债纳入个人养老金产品范围
Mei Ri Jing Ji Xin Wen·2025-11-21 09:04

Core Viewpoint - The Ministry of Finance and the People's Bank of China announced that starting from June 2026, qualified savings bonds (electronic) will be included in the scope of personal pension products, allowing pension investors to purchase these bonds through designated institutions [1] Group 1: Policy Implementation - From June 2026, members of the savings bond underwriting group will provide services for purchasing electronic savings bonds to pension investors who have opened personal pension accounts [1] - Institutions must establish dedicated accounts for pension investors to purchase savings bonds, which will be linked to their pension fund accounts [1] Group 2: Allocation and Distribution - The allocation ratio for dedicated pension bond quotas will be adjusted quarterly, with the initial distribution ratio based on the proportion of uninvested amounts in all pension fund accounts opened by each institution [1]