新华财经晚报：储蓄国债（电子式）纳入个人养老金产品范围

Group 1: Financial Policies and Regulations - The Ministry of Finance and the People's Bank of China have included electronic savings bonds in the scope of personal pension products, with quarterly adjustments to the allocation ratio based on the proportion of uninvested amounts in pension accounts [1] - The Ministry of Finance and the China Securities Regulatory Commission (CSRC) will no longer recommend accounting firms for H-share audits that do not meet basic requirements after comprehensive evaluations [2] Group 2: Energy Consumption and Economic Indicators - In October, the total electricity consumption in China reached 8,572 billion kWh, a year-on-year increase of 10.4%, with significant growth in the service sector, particularly in charging and battery swapping services [4] - The Eurozone's November manufacturing PMI preliminary value was recorded at 49.7, below market expectations, while the services PMI preliminary value was at 53.1, marking an 18-month high [6] Group 3: Real Estate and Investment Trends - In Guangdong, from January to October, real estate development investment totaled 758.53 billion yuan, a year-on-year decrease of 20.7%, with residential investment down by 15.3% [5]