财政部、央行：储蓄国债（电子式）纳入个人养老金产品范围

Core Viewpoint - The Ministry of Finance announced the inclusion of electronic savings bonds in the personal pension product range to support the development of a multi-tiered pension system, effective from June 2026 [1]. Group 1 - The notification specifies that institutions offering personal pension savings bonds must open dedicated accounts for pension investors to record their purchases and holdings [2]. - The dedicated pension bond accounts must be linked to the investors' personal pension accounts, adhering to relevant regulations regarding fund transactions and tax policies [2]. - The allocation ratio for dedicated pension bond quotas will be adjusted quarterly, with the initial ratio based on the proportion of uninvested amounts in all pension accounts at the institution [2]. Group 2 - The Ministry of Human Resources and Social Security will provide monthly updates to the Ministry of Finance regarding the funding and investment status of pension accounts to assist in quota management [2].