北京市“十四五”金融业发展成就怎么看？多部门发声

Core Insights - The financial sector in Beijing has significantly contributed to the city's GDP and tax revenues, with an average contribution of approximately 20% to local public budget income and 40% to total tax revenue [1][3] - By the end of the "14th Five-Year Plan," the financial value added in Beijing is expected to exceed 8,500 billion yuan, reflecting strong growth and support for the city's economic stability [1][6] - The city aims to become a core hub for national financial strategy implementation, financial management reform, and international financial governance by the end of the "15th Five-Year Plan" [1][4] Financial Sector Performance - The total loan balance of Beijing's financial "five major articles" reached 6.8 trillion yuan, with a year-on-year growth of nearly 10%, surpassing the growth rate of overall RMB loans by 2.1 percentage points [1][8] - The non-performing loan disposal amount has increased by 1.4 times compared to the "13th Five-Year Plan" period, with a non-performing loan rate of 0.7%, remaining at a low level nationally [1][9] - The financial sector's total asset scale accounts for about half of the national total, with asset management institutions in Beijing managing approximately 30% of the national total [3] Structural Optimization - The financial sector has seen a structural optimization, with increases in loans to new economy sectors, inclusive small and micro enterprises, and technology loans, while the proportion of real estate loans has decreased by 7 percentage points [6][8] - The financial institutions in Beijing have significantly expanded their support for the integration of the Beijing-Tianjin-Hebei region, with diverse financing channels and increased credit coverage [8] Regulatory and Risk Management - The Beijing Financial Regulatory Bureau has effectively managed risks, achieving a capital adequacy ratio of 16.58% for banks, which is 1.22 percentage points higher than the national average [9][10] - The bureau has implemented measures to stabilize real estate financing, with banks providing loans of 215.6 billion yuan for 219 "white list" projects [10] Long-term Investment Strategies - The public funds in Beijing have established a long-term assessment system, with a total management scale of 1.94 trillion yuan for equity funds, reflecting a 26% growth [13] - The pension funds managed by public fund managers in the region have reached 2.44 trillion yuan, with a year-on-year growth of 20.73%, indicating a positive trend in long-term investments [13]