专挑货车SUV碰撞 起底“豪车碰瓷”特大骗保案

Core Viewpoint - The Ministry of Public Security and the Financial Regulatory Administration have launched a special operation to combat illegal activities in the financial sector, focusing on insurance fraud, leading to the dismantling of a major insurance fraud ring in Shanghai involving over 80 suspects and more than 100 million yuan in claims [1][16]. Group 1: Fraud Scheme Overview - A significant insurance fraud case was uncovered in Shanghai, where a gang purchased second-hand luxury cars through loans and staged traffic accidents to claim high insurance payouts [1][2]. - The fraud involved a network of intermediaries who would approach insurance companies to claim compensation on behalf of car owners, often not the actual owners [2][4]. Group 2: Methodology of the Fraud - The gang employed "drivers" to deliberately cause accidents, primarily targeting large vehicles to ensure significant damage to the luxury cars [5][7]. - The fraudsters would select accident locations and times to maximize the chances of being deemed at fault, often using low-speed collisions to ensure safety while inflicting severe damage [8][9]. Group 3: Role of Repair Shops - A separate group operated under the guise of an auto repair shop, which would assess damaged vehicles and intentionally cause further damage to increase the insurance claims [9][10]. - This "repair shop" did not perform actual repairs but focused on dismantling vehicles to create conditions for higher insurance payouts [11][12]. Group 4: Intimidation Tactics - The fraud ring included an "extortion group" that would threaten insurance companies to force them into paying claims, often using aggressive tactics such as loudspeakers and harassment [13][14]. - This group would not allow insurance companies to conduct secondary inspections, further complicating the claims process [14]. Group 5: Law Enforcement Action - From May to November, Shanghai police conducted multiple operations, resulting in the arrest of over 80 suspects involved in the fraud, with the total amount of fraudulent claims exceeding 100 million yuan since 2020 [16].