3 Top ETFs I Can't Wait to Buy More of in My Retirement Account This November

Core Insights - The article discusses the importance of long-term financial planning through retirement accounts and highlights three specific ETFs that the author intends to invest in for diversification and growth potential. Group 1: iShares Bitcoin Trust - The iShares Bitcoin Trust ETF (IBIT) is a spot ETF that directly holds Bitcoin, with a low expense ratio of 0.25% [2][4] - Bitcoin's supply is limited by its protocol, making it a potential long-term store of value and a hedge against inflation and fiscal mismanagement [4] - The author also plans to continue purchasing Bitcoin directly alongside investing in IBIT [5] Group 2: SPDR S&P 500 ETF Trust - The SPDR S&P 500 ETF Trust (SPY) tracks the S&P 500 index, covering approximately 80% of the U.S. equity market and charges a low annual fee of about 0.09% [6][8] - Historically, the S&P 500 has delivered average annual returns of around 10% when dividends are reinvested, making it a reliable investment for dollar-cost averaging [8][9] - The expectation is that this ETF will contribute to long-term wealth accumulation, even if it does not provide immediate wealth [9] Group 3: Canary XRP ETF - The Canary XRP ETF (XRPC) is a newly launched ETF that provides direct exposure to XRP, with an expense ratio of 0.5% [10][12] - XRP is designed for fast and low-cost transactions, with the potential for increased demand if financial institutions adopt the XRP Ledger for cross-border payments [12] - The author plans to invest in XRPC gradually, reflecting a cautious approach to this new and riskier investment opportunity [13]