HELOC rates today, November 22, 2025: Lowest of the year, but your intro rate will be even lower

The national average HELOC rate is 7.64%, according to analytics company Curinos. Home equity line of credit interest rates have fallen over the course of the year. However, your introductory rate, offered by many lenders, will be well below market rates. Shop a few lenders for your best HELOC offer. HELOC rates: Saturday, November 22, 2025 According to Curinos data, the average weekly HELOC rate is 7.64%. The highest HELOC rate in 2025 occurred in January, and the current rate has fallen nearly a half- ...