原保监会副主席周延礼：绿色保险助力气候适应性与韧性投融资

Core Insights - The importance of green insurance and investment from insurance funds in mobilizing social capital for sustainable development in climate adaptation and resilience projects is emphasized [1][2] - The financial requirements for China's climate change mitigation and adaptation actions from 2024 to 2060 are substantial, necessitating significant participation from social capital beyond government funding [1][2] Financial Requirements - The average annual funding requirement for climate mitigation actions in China from 2021 to 2030 is approximately 2 trillion yuan [1] - For achieving carbon neutrality, the average annual funding requirement from 2021 to 2060 is about 6.5 trillion yuan [1] - The total funding requirement for both mitigation and adaptation actions from 2024 to 2030 is around 25.2 trillion yuan, averaging 3.6 trillion yuan per year [1] - From 2031 to 2060, the total funding requirement is approximately 243 trillion yuan, averaging 8.1 trillion yuan annually [1] Role of Insurance Capital - Insurance capital is highlighted for its risk management capabilities and characteristics such as flexibility, innovation, long-term investment, value investment, and responsible investment, which are crucial for responding to market demands [2] - Collaboration between government and social capital is essential to share project risks and enhance the feasibility and stability of climate adaptation and resilience projects [2] Recommendations for Policy Support - Suggestions include improving the policy support system, developing climate adaptation and resilience investment plans, and establishing clear developmental goals [2] - Recommendations also involve enhancing fiscal and tax policies, optimizing funding costs and regulatory mechanisms, increasing supervision and evaluation of climate projects, and establishing inter-departmental coordination mechanisms [2]