Zheng Quan Ri Bao Wang·2025-11-23 09:52Group 1 - The year 2025 is identified as a pivotal year for the banking industry in China, marking a transition period with both opportunities and challenges arising from macroeconomic transformation and global financial changes [1] - The "2025 China Banking Industry Competitiveness Research Report" was released on November 22, focusing on the core theme of high-quality development in the banking sector and analyzing the industry's competitiveness amidst complex environments [1][2] - The report highlights that by 2025, global economic growth will exhibit a "fragmented" characteristic, with increasing policy divergence among major central banks, while domestic economic stability faces challenges due to insufficient effective demand [2] Group 2 - The first part of the report presents the overall situation of high-quality development in China's banking industry, showcasing resilience in the face of internal and external uncertainties, with signs of stabilization in net interest margins and accelerated recovery in middle-income [2] - The second part of the report focuses on the "Top 100 Competitiveness of Chinese Banks (2025)" ranking, utilizing a four-dimensional indicator system based on objective data from commercial banks' 2024 annual reports [2] - The third part of the report covers the practical achievements and development paths in five key areas of finance, including technology finance, green finance, inclusive finance, pension finance, and digital finance, revealing diverse future development paths for the industry [3]