Venture(US:VEMLY) Yang Zi Wan Bao Wang·2025-11-23 11:15Group 1 - The core viewpoint of the articles highlights the growth and challenges faced by Wenchen Precision Technology Co., Ltd., a startup founded by a young entrepreneur, Gu Jian, in the high-tech park of Jianhu County, which benefits from a supportive industrial cluster and favorable entrepreneurial policies [1][2] - Gu Jian, a local talent with notable achievements in technical competitions, has leveraged his expertise to establish a strong foundation for the company's development through technological innovation and market sensitivity [1] - The company has encountered challenges related to increased raw material demand and extended customer payment cycles, leading to cash flow difficulties [2] Group 2 - To address these financial challenges, the local bank, Jianhu Branch of China Construction Bank, proactively engaged with the company and provided a combination of credit and mortgage loans, including a 220,000 yuan "credit quick loan" to alleviate immediate funding needs [2] - The bank has innovatively developed a "credit + mortgage" loan model tailored to the characteristics of asset-light startups, and has also provided medium to long-term funding support based on the company's fixed asset situation [2][3] - As of June, the bank has cumulatively provided over 250 million yuan in financing support to various small and micro enterprises in the park, contributing to the high-quality development of the local economy [3]