绿色保险快速响应市场需求，助力气候适应性与韧性投融资

Core Viewpoint - The former vice chairman of the China Insurance Regulatory Commission, Zhou Yanli, emphasized the role of green insurance and insurance capital in mobilizing social capital for sustainable development in climate adaptation and resilience investments [1][3]. Group 1: Climate Adaptation and Investment Needs - China's latest Nationally Determined Contribution commits to building a climate-adaptive society by 2035, with 39 cities currently being tested for adaptation [1]. - The average annual funding requirement for climate mitigation actions from 2021 to 2030 is approximately 2 trillion yuan, while from 2021 to 2060, it is about 6.5 trillion yuan, with an annual average demand of 1.6 trillion yuan for climate adaptation [3]. Group 2: Role of Insurance Capital - Zhou Yanli stated that climate adaptation and resilience projects often have long investment cycles and complex risk factors, necessitating collaboration between government and social capital to share project risks and enhance feasibility and stability [3]. - The participation of social capital can foster market competition, stimulate market vitality, and promote technological innovation and cost reduction in related industries, thereby supporting the sustainable development of climate adaptation and resilience industries [3]. Group 3: Policy Recommendations - To address the substantial funding needs, it is crucial to improve the policy support system, develop investment plans for climate adaptation and resilience, and clarify phased development goals [3]. - Recommendations include enhancing fiscal and tax policies, optimizing funding costs and regulatory mechanisms, increasing supervision and evaluation of climate adaptation projects, and establishing a regular cross-departmental coordination mechanism [3].