Huan Qiu Wang·2025-11-24 09:00Core Insights - Zhengzhou Bank reported a solid performance in Q3 2025, with operating income of 9.395 billion and net profit attributable to shareholders of 2.279 billion, reflecting year-on-year growth of 3.91% and 1.56% respectively [1] - The bank's total assets reached 743.552 billion by the end of September, marking a 9.93% increase from the previous year, with a significant asset growth rate that set a historical high for the same period [1] Group 1: Financial Performance - The bank achieved a remarkable increase in total assets, adding 67.187 billion compared to the end of the previous year, which is 1.87 times the increase from the same period last year [1] - Total liabilities grew to 685.938 billion, up 10.62% from the previous year, ensuring ample funding for supporting the real economy [1] Group 2: Credit and Retail Strategy - As of the end of Q3, the total amount of loans and advances reached 406.717 billion, reflecting a 4.91% increase from the previous year, with a focus on key sectors [2] - Personal deposits surged to 267.143 billion, a significant increase of 22.44%, while personal loans rose to 96.306 billion, up 5.88% [2] Group 3: Future Outlook - The bank plans to combine internal accumulation with external supplementation to strengthen capital, focusing on supporting local economies, small and medium enterprises, and enhancing financial support in key areas [3]