交通银行深圳分行打造跨境金融服务样本

Core Insights - The article highlights the significant growth and impact of cross-border RMB business by Shenzhen Branch of Bank of Communications, emphasizing its role in supporting the real economy and facilitating the "going global" strategy of Chinese enterprises [1][4]. Group 1: Cross-Border RMB Business Growth - As of the end of October this year, Shenzhen Branch's cross-border RMB receipts and payments increased by 92.71% year-on-year, accounting for over 70% of the branch's total foreign and domestic currency receipts and payments [1]. - The bank's efforts in promoting cross-border RMB settlement have led to a substantial increase in its usage among enterprises, showcasing the effectiveness of its initiatives [2]. Group 2: Policy Benefits and Corporate Support - Shenzhen Branch actively promotes the advantages of cross-border RMB settlement, such as reduced exchange rate risks and improved settlement efficiency, by simplifying documentation processes and offering online services [2]. - A specific case highlighted a smart terminal company that saw its RMB cross-border settlement amount increase by over three times compared to the same period last year, with RMB becoming its primary currency for cross-border transactions [2]. Group 3: Financial Technology Empowerment - The bank has tailored financial solutions for foreign trade enterprises, such as a comprehensive service plan combining supply chain financing with convenient cross-border RMB settlement, addressing challenges like long procurement cycles and slow payment speeds [3]. - A group company in the frozen meat industry reported a 182.66% year-on-year increase in RMB cross-border settlement for imports, with significant growth in transactions with suppliers from Thailand and Australia [3]. Group 4: Support for Overseas Projects - Shenzhen Branch designed a financial service plan for an energy company's overseas photovoltaic project, providing a five-year RMB loan that meets the company's financing needs while leveraging the advantages of RMB financing [3]. - This initiative exemplifies the bank's commitment to supporting enterprises in their international ventures and contributing to the Belt and Road Initiative through enhanced RMB usage [3][4]. Group 5: Future Commitment - The bank plans to continue innovating its product and service offerings, using cross-border RMB business as a key bridge to contribute to high-level opening-up and national strategic goals [4].