HELOC rates today, November 24, 2025: Low rates make for thankful homeowners needing holiday cash

The current national average HELOC rate is at its 2025 low, according to the analytics company Curinos. Home equity line of credit rates have fallen with perfect timing for homeowners who can use a little extra cash for the holidays. HELOC rates: Monday, November 24, 2025 According to Curinos data, the average weekly HELOC rate is 7.64%. This rate is based on applicants with a minimum credit score of 780 and a maximum combined loan-to-value ratio (CLTV) of 70%. Homeowners have a huge amount of value ti ...