Nan Fang Du Shi Bao·2025-11-24 23:11Core Insights - The "Five Major Articles" strategic deployment from the Central Financial Work Conference provides a clear direction for financial services to support the real economy in the new era [2] - Shenzhen is leveraging technological innovation and green transformation to achieve high-quality development, creating a broad platform for financial institutions to empower urban development [2] Group 1: Financial Services for SMEs - Zheshang Bank's Shenzhen branch integrates the concept of "finance for good, finance for real" into urban development, focusing on serving the real economy [2] - The introduction of "Shu Ke Loan" has addressed the financing difficulties faced by small and micro enterprises, allowing them to secure loans quickly, as demonstrated by a technology company's experience of receiving 1 million yuan on the same day [3] - The bank has established a long-term mechanism that encourages lending to small and micro enterprises, with a higher tolerance for loan defaults compared to the average level [3] Group 2: Green Financing Initiatives - The bank is actively promoting green finance, exemplified by the "Photovoltaic Loan" which supports energy technology companies in financing their solar power projects, reducing their electricity costs by 30% [5] - The "Photovoltaic Loan" offers customized repayment plans and lowers overall financing costs, enhancing accessibility for companies expanding their renewable energy projects [5] - Zheshang Bank is committed to building a comprehensive green financial service system, aligning with the dual carbon goals and supporting more photovoltaic enterprises [5] Group 3: Future Directions - The bank aims to deepen its "finance for good, finance for real" philosophy, focusing on more scenario-based and digital products to enhance financial service accessibility [6] - The commitment to supporting Shenzhen's technological innovation, green low-carbon development, and the growth of small and micro enterprises will contribute to building a sustainable inclusive financial ecosystem [6] - The bank's efforts are positioned to inject continuous financial momentum into Shenzhen's high-quality development and serve as a model for modern urbanization in China [6]