Nan Fang Du Shi Bao·2025-11-24 23:11Core Viewpoint - The article emphasizes the role of China Postal Savings Bank's Shenzhen branch in supporting the real economy through targeted financial services aligned with national strategies, particularly focusing on the "14th Five-Year Plan" and its five key areas of financial development [2][6]. Group 1: Financial Support for Real Economy - The Shenzhen branch integrates its services with the "14th Five-Year Plan" by focusing on the development of a modern industrial system and strengthening the real economy [2]. - The branch has developed a comprehensive service system that aligns with the "20+8" industrial cluster strategy, ensuring a precise match between financial resources and the needs of Shenzhen's real economy [2][3]. Group 2: Inclusive Finance Initiatives - The branch utilizes its 69 outlets across the city to enhance financial accessibility, particularly in urban agriculture and rural revitalization, launching products like "U Grain Easy Loan" to support the grain industry [3]. - It has served over 3,000 small and micro enterprises, issuing loans exceeding 15 billion yuan, focusing on advanced manufacturing and technology-driven businesses [3]. Group 3: Technological and Green Finance - The branch has established a dedicated technology finance division, offering specialized products like "Tech Innovation Loans" and "Intellectual Property Pledge Loans" to support key sectors such as integrated circuits and artificial intelligence [4]. - It is actively involved in green finance, supporting Shenzhen's dual carbon goals through various financial instruments, including green loans and bonds, particularly in sectors like new energy vehicles and green buildings [4]. Group 4: Regional Development and Strategic Partnerships - The branch has signed strategic cooperation agreements with local governments and organizations, channeling over 1 trillion yuan into major projects within the Guangdong-Hong Kong-Macao Greater Bay Area [5]. - It is committed to enhancing service capabilities through digital transformation and risk management improvements, ensuring robust support for the local economy [6]. Group 5: Focus on Livelihood and Consumer Finance - The branch has launched initiatives to boost local consumption, including personal loan subsidies and partnerships with merchants to enhance consumer experiences [7][8]. - It has developed a comprehensive pension finance system, supporting various aspects of elderly care and financial literacy, with significant growth in personal pension accounts [8]. Group 6: Commitment to Continuous Improvement - The Shenzhen branch aims to deepen its financial services' precision and effectiveness, contributing to the high-quality development of the real economy and supporting Shenzhen's role as a model for socialism with Chinese characteristics [8].