多维度监管养老预收费

Core Viewpoint - The Ministry of Civil Affairs and the Financial Regulatory Bureau have jointly issued guidelines to strengthen the supervision of prepayment in elderly care institutions, aiming to enhance the third-party custody system in commercial banks [1] Group 1: Regulatory Framework - The guidelines specify requirements for the establishment, modification, and cancellation of dedicated deposit accounts for elderly care institutions [1] - There is a need for a multi-dimensional collaborative effort to ensure the effective implementation of the new regulations [1] Group 2: Monitoring and Compliance - Relevant departments are required to establish a dynamic regulatory mechanism to monitor the flow of funds through data sharing [1] - Commercial banks must improve their custody systems and set thresholds for abnormal fund flows to enable early detection and intervention of risks [1] Group 3: Transparency and Accountability - Elderly care institutions are required to establish a financial information disclosure system to regularly inform residents and their families about the use of funds [1] - Elderly individuals and their families can refer to the list of compliant institutions and custody information published by the Ministry of Civil Affairs when selecting care facilities [1]