银行国资轮番下场卖房，业内呼吁“规范行为”避免冲击市场心理

Core Viewpoint - The emergence of banks and state-owned enterprises in the second-hand housing market is a response to the ongoing adjustment in the real estate sector, with an increase in asset disposals, although the overall impact on the market remains limited [1][8]. Group 1: Bank Involvement - Major banks are increasingly listing properties for sale on online platforms, including residential and commercial properties, with significant discounts compared to market prices [2][4]. - The properties being sold by banks primarily come from developer collateral and business loans, with a notable increase in distressed assets due to market downturns [3][4]. - The "bank direct supply" model allows banks to sell properties without relying on lengthy judicial processes, making the transaction more efficient and less risky compared to traditional auction methods [4][9]. Group 2: State-Owned Enterprises - Local state-owned platforms are also actively selling properties, including affordable housing and market-priced homes, to avoid asset idleness and improve financial strength [6][7]. - The sale of these properties is part of a broader strategy to enhance the efficiency of state assets and respond to changing population demands in various regions [7][10]. - The trend of state-owned enterprises selling properties is seen as a regular operational strategy, with the aim of maximizing asset utilization [6][7]. Group 3: Market Impact - While the actual impact of these asset sales on the second-hand housing market is considered small, the psychological effect on market expectations could be significant, potentially leading to increased price pressure [8][9]. - Experts suggest that the influx of properties from banks and state-owned enterprises could exacerbate negative market sentiment and prolong transaction cycles in the real estate market [10]. - There is a call for regulatory measures to manage the sale of these assets to prevent disorderly price declines and ensure a more stable market environment [10].