银行国资轮番下场卖房，业内呼吁”规范行为”避免冲击市场心理

Core Viewpoint - The emergence of institutional property sales, while not large in scale, is expected to impact market expectations negatively, particularly during a critical period for the real estate sector's recovery [1][7]. Group 1: Institutional Sales - Various banks and local state-owned enterprises are increasingly listing properties for sale on platforms like Alibaba and JD, covering residential, commercial, and office spaces [2][5]. - The properties being sold often come with significant discounts compared to market prices, attracting attention from potential buyers [2][4]. - The trend of banks directly selling properties, termed "bank direct supply," has become more common as banks seek to manage their non-performing assets more effectively [3][4]. Group 2: Sources of Properties - The properties listed by banks primarily originate from developers' collateral and loans that have defaulted, leading to an increase in the number of properties held by banks [3][6]. - The process of selling these properties has evolved, with banks now using online platforms to expedite sales after traditional auction methods have failed [3][4]. Group 3: Market Impact - While the actual impact on the second-hand housing market may be limited, the psychological effect of increased institutional sales could exacerbate negative market sentiment [7][8]. - The influx of properties from banks and state-owned enterprises could lead to downward pressure on prices in certain areas if the supply continues to grow [8][9]. - Experts suggest that to mitigate potential market pressures, it is essential to manage the sale of these assets carefully and consider mechanisms like asset storage and REITs to stabilize the market [9].