融资租赁如何赋能新质生产力？业内人士提出“政策呼吁单”

Core Viewpoint - The financing leasing industry is evolving from traditional equipment leasing to supporting industrial development, becoming a crucial bridge between capital and technological innovation as the country emphasizes high-quality development and industrial upgrades [1]. Group 1: Industry Development - The financing leasing sector has rapidly expanded its business scope from traditional equipment leasing to high-end equipment, aerospace, information technology, and green energy [2]. - As of the end of 2024, the total number of financial leasing companies is projected to reach 67, with total assets and leasing asset balances of 4.58 trillion yuan and 4.38 trillion yuan, respectively, reflecting year-on-year growth of 9.56% and 10.24% [2]. - Despite its growth, the financing leasing industry remains smaller than banks and requires more policy support to enhance its role in supporting technological innovation and industrial upgrades [2]. Group 2: Policy Recommendations - There is a need for clearer tax policies that provide explicit rewards and subsidies for the financing leasing industry, as current measures lack certainty and sustainability [3]. - The industry calls for long-term and predictable policy support to promote healthy development [3]. - Cross-border leasing is highlighted as a key area for development, with suggestions for improving asset management, financing recognition, cross-border fund management, and tax policies [3]. Group 3: Risk Management and Capital Policies - A risk-sharing mechanism is proposed, with the government establishing a risk compensation fund to support financing leasing companies in high-risk sectors like high-end chips [4]. - Encouragement for commercial insurance companies to develop specialized financing leasing insurance products is suggested to enhance risk management [4]. - The financing leasing industry faces high capital consumption, and it is recommended to classify certain equipment as qualified credit risk mitigation tools to enhance flexibility in risk management [4]. Group 4: Challenges in Service Provision - Small and medium-sized financing leasing companies encounter challenges related to the qualification and suitability of leased assets, particularly in the smart manufacturing sector [5]. - Current regulations exclude intangible assets like software and patents from leasing arrangements, which limits financing operations [5]. - Recommendations include relaxing intellectual property recognition restrictions to facilitate the inclusion of integrated service solutions in leasing operations [5].