国开行提醒大家防范的“人民资产”是什么？记者被宣传“投600元赚8万元” 投资者提现时给的却是假汇票

Core Viewpoint - The "People's Asset" platform is suspected of being a fraudulent scheme that misuses the names of the National Development Bank and the National Data Bureau to attract investors, leading to significant concerns and warnings from these institutions [1][5][14]. Group 1: Platform Operations - The "People's Asset" app is registered in Cambodia and appears to be operated by an overseas team, with its active promotion supported by a group of individuals known as "lu pan xia" [4][8]. - The app claims to offer services related to personal data asset rights, misleading users into believing they can convert their data into financial assets [9][15]. - Users are required to pay high fees for services, such as a 608 yuan fee for converting data assets, which raises red flags about its legitimacy [15][21]. Group 2: Investor Experiences - Many investors, particularly older individuals, have been drawn into the scheme, with reports of significant financial losses and reliance on false promises of high returns [7][16]. - One investor reported investing 20,000 yuan over a year, hoping to withdraw substantial amounts based on the app's claims, but faced difficulties in recouping their investment [7][14]. - The app's promotional materials suggest unrealistic returns, such as an investment of 600 yuan yielding over 80,000 yuan in 80 days, which is indicative of a Ponzi scheme structure [9][14]. Group 3: Legal and Regulatory Response - The National Development Bank and the National Data Bureau have issued statements disassociating themselves from the "People's Asset" platform, emphasizing that no legitimate agreements or documents exist between them and the platform [1][5]. - The platform has been linked to fraudulent activities, including the issuance of fake bank acceptance bills that mislead investors into believing they can cash out their investments [14][15]. - Legal experts have classified the "People's Asset" platform as a typical "funding scheme," highlighting its use of fake documents and lack of real asset backing [15][21].