Are Wall Street Analysts Predicting Ameriprise Financial Stock Will Climb or Sink?

Core Insights - Ameriprise Financial, Inc. (AMP) has a market capitalization of $41.6 billion and operates in various financial sectors including Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, and Corporate & Other segments [1] Performance Overview - AMP stock has underperformed the broader market, with a year-to-date decline of 15.9% and a 52-week drop of 21.5%, while the S&P 500 Index has gained 12.3% in 2025 and 11% over the past year [2] - The company has also lagged behind the Financial Select Sector SPDR Fund (XLF), which saw gains of 6.9% in 2025 and 3% over the past 52 weeks [3] Financial Results - Following the release of Q3 results on October 30, AMP's stock dropped 5.1%, despite financials exceeding analysts' expectations. The company's revenue for the quarter increased by 9% year-over-year to $4.8 billion, surpassing market expectations [4] - Adjusted EPS for Q3 rose 12.3% year-over-year to $9.92, beating consensus estimates by 3.3% [4] Future Projections - For the full fiscal year 2025, analysts project an adjusted EPS of $38.64, reflecting a 12.5% year-over-year increase. AMP has a strong earnings surprise history, having exceeded analysts' estimates in the past four quarters [5] - The consensus rating among 15 analysts covering AMP is a "Hold," with four "Strong Buys," two "Moderate Buys," seven "Holds," and two "Strong Sells" [5] Analyst Ratings - Argus Research analyst Kevin Heal has reiterated a "Buy" rating on AMP but has lowered the price target from $568 to $554. The mean price target of $536.17 indicates a potential upside of 19.8%, while the highest target of $594 suggests a 32.7% premium to current price levels [7]