You Can Contribute More to a 401(k) in 2026. But Should You?

Key Points The contribution limits for 401(k)s are rising in 2026. Before you increase your 401(k) savings rate, make sure you're happy with your employer's plan. You may want to save outside of a 401(k) for more investment choices or easier access to your money early. The $23,760 Social Security bonus most retirees completely overlook › There's a reason workers are encouraged to save for retirement as best as they can. If you don't retire with a decent-sized nest egg, you might have to rely on S ...