打破基本医保地域限制 2026年度“北京普惠健康保”新市民参保细则公布

Core Points - The 2026 "Beijing Universal Health Insurance" has opened its enrollment channel, allowing new residents in Beijing, such as delivery workers and students, to access medical insurance [1] - The program breaks the geographical limitations of basic medical insurance, enabling non-Beijing insured new residents to participate [1] Enrollment Conditions - New residents eligible for enrollment must hold a Beijing residence permit or have Beijing household registration and participate in basic medical insurance from other regions [2] - There are no age or health restrictions for enrollment, allowing even those over 80 or with pre-existing conditions to participate [2][3] Coverage and Claims Process - The insurance covers medical expenses for inpatient care and outpatient special diseases, with a total of 159 special drugs included in the coverage list [4] - Claims can be processed through the "National Medical Insurance Platform" app or online, with specific requirements for documentation [4][5] Important Considerations - Claimants must provide complete documentation, including medical records and proof of residence, to ensure successful claims [5] - The program is accessible through various platforms, including WeChat, Alipay, and several banks, with a deadline for enrollment set for December 31, 2025 [6]