河南出台专项金融政策赋能制造业向“新”逐“绿”

Core Viewpoint - The article discusses the implementation of the "Financial Empowerment for Green and Low-Carbon Development in Manufacturing" policy in Henan, aimed at addressing financing challenges for enterprises and promoting green transformation in the manufacturing sector [1][2] Group 1: Policy Objectives - The policy is designed to break down financing barriers, ensuring that eligible enterprises, regardless of size, industry, or ownership, can access financial support fairly [1] - It is jointly formulated by five departments, including the Henan Provincial Department of Industry and Information Technology and the People's Bank of China Henan Branch [1] Group 2: Key Support Measures - The policy introduces five substantial support measures to tackle financing pain points: 1. Accelerating approval efficiency by shortening review and approval times by 30% to 50%, aiming to complete loan disbursement within 10 working days after credit approval [1] 2. Reducing loan interest rates by encouraging financial institutions to offer preferential green credit rates based on enterprise conditions [1] 3. Extending loan terms, allowing working capital loans to last 2 to 3 years and project financing up to 8 to 10 years [1] 4. Increasing loan amounts based on enterprise revenue and total project investment [1] 5. Diversifying collateral options by including "green assets" such as industrial data, pollution rights, carbon emission rights, and green technology intellectual property as eligible collateral [1] Group 3: Implementation Mechanisms - To ensure effective policy implementation, Henan will establish four mechanisms: bank-enterprise sharing, bank-enterprise matching, outcome statistics, and effect evaluation [2] - Relevant departments will collect and determine trial banks and enterprise lists for dynamic adjustments, while regularly tracking loan amounts and holding joint meetings to assess trial effectiveness [2]