系列创新推动行业生态持续优化

Core Insights - The Hubei Insurance Industry Association has implemented an innovative disaster recognition mechanism for vehicle insurance claims, improving efficiency by over 30% through a single assessment recognized by all companies [1] - A comprehensive "Hubei Road Risk Map" has been created using data from 2024 vehicle insurance accidents, identifying 2,198 high-risk and 30,367 medium-risk road segments, aiding in risk prevention [1][2] - The association has successfully addressed the insurance challenges faced by 584 high-risk vehicles, enabling them to obtain coverage through collaborative efforts with major insurance companies [2] Group 1 - The implementation of a disaster recognition mechanism has streamlined the claims process, reducing redundancy and enhancing efficiency [1] - The "Hubei Road Risk Map" serves as a critical tool for traffic safety governance, providing precise risk assessments for road segments [1][2] - The association's initiatives have led to significant outreach in insurance knowledge, impacting over 500,000 individuals through various campaigns [2] Group 2 - The "Chutian Huijia Bao" project has achieved notable success, with 176,700 policies sold and over 27.61 million yuan in premium income, ranking highly among similar products nationwide [2] - Ongoing efforts to combat illegal insurance practices have resulted in the referral of 15 cases to law enforcement, with a total involved amount of 32.04 million yuan [2]