我为群众办实事|异地居住医疗救助对象的医保待遇如何保障?
Xin Hua Wang·2025-11-26 05:29

Core Viewpoint - The article emphasizes the increasing attention on medical insurance rights and protections, particularly regarding the policies for cross-regional medical treatment, highlighting the need for better understanding of these policies among the public [1]. Group 1: Policy Overview - Current policies allow insured individuals residing long-term in different regions to enjoy direct settlement services for cross-regional medical treatment after completing the necessary registration [3]. - The medical expenses for inpatient care, outpatient services, and chronic disease treatments are subject to the payment scope and regulations of the treatment location, while adhering to the insurance policies of the insured's home region [3]. Group 2: Registration Process - Registration for cross-regional medical treatment can be completed through both online and offline channels [4]. - Online registration is facilitated through various platforms, including the "National Medical Insurance Bureau" WeChat account, the National Medical Service Platform App, and local apps specific to provinces [5]. - Offline registration requires individuals to visit local medical insurance offices or service centers with necessary documents, including identification and residency proof [6]. Group 3: Benefits and Conditions - After completing the registration, insured individuals can receive medical services or purchase medications at designated medical institutions in their residing area using their medical insurance cards or electronic codes, without needing to enroll in local basic medical insurance [7]. - Medical assistance recipients can continue to enjoy benefits from their home region's insurance policies, such as government subsidies and special treatments, without losing their eligibility for these benefits [7].