Core Insights - The article discusses the innovative financial services introduced by Huishang Bank to support the development of intellectual property (IP) financing in Anhui province, focusing on the "知e贷" online pledge loan product and the "知e行" initiative [1][2][4] Group 1: Intellectual Property Financing Initiatives - Huishang Bank has developed a self-assessment system for IP value and launched the "知e贷" product to facilitate online pledge loans, aiming to create a robust financial ecosystem for IP [1][4] - The "知e行" initiative, launched in collaboration with the Anhui Provincial Market Supervision Administration, aims to drive IP financing through policy guidance and financial innovation, targeting over 1,000 key enterprises by the end of 2026 [2][3] Group 2: Collaboration and Implementation - The bank is actively engaging with local market supervision bureaus to assess patent situations and financing needs, establishing a bridge between enterprise demands and financing products [3][5] - In specific regions like Suzhou and Fuyang, Huishang Bank has initiated strategic partnerships, providing significant financing support, such as a total of 500 million yuan in pledge financing for the Fuyang Shoutai New Energy Industrial Park [3][4] Group 3: Technology Empowerment in Financing - Huishang Bank's "知e贷" product allows for a streamlined online process for IP financing, with loan amounts up to 10 million yuan and terms of up to three years, effectively converting dormant patents into cash flow for enterprises [4][5] - The bank has successfully provided credit limits exceeding 1.2 billion yuan to nearly 500 technology-based enterprises since the launch of the online service [5] Group 4: Support for Technological Innovation - The bank is committed to fostering a technology financial ecosystem that aligns with Anhui's modern industrial system, focusing on key industries and facilitating financial support for innovation [6] - Huishang Bank has received multiple accolades for its contributions to technology finance, highlighting its role in supporting local economic development and innovation [7]
徽商银行：“知产”变“资产” 科创添动能“知e贷”激活创新密码