BOB(SH:601169) Jing Ji Guan Cha Wang·2025-11-26 12:18Core Viewpoint - The speech emphasizes the need for banks to shift from traditional creditor thinking to a partnership model, focusing on long-term value co-creation and supporting the real economy through financial services [2][4][6]. Group 1: Insights on Development Opportunities - The "14th Five-Year Plan" period is identified as a critical time for achieving socialist modernization, requiring significant breakthroughs in strategic tasks related to Chinese-style modernization [4]. - Traditional advantages such as demographic and land dividends are diminishing, while new advantages like talent, data, and institutional dividends are emerging, necessitating a focus on technological development [4]. - A new development pattern is being established, emphasizing domestic circulation and the mutual promotion of domestic and international circulation to address external uncertainties [4]. Group 2: Strategic Positioning and Financial Services - Financial services must adhere to the original intention of serving the real economy, enhancing precision and effectiveness in service delivery [6]. - A financial service system that aligns with technological innovation is essential, facilitating a healthy cycle between technology, industry, and finance [6]. - The bank aims to transform its role from a traditional creditor to a strategic partner, fostering long-term value creation for enterprises [6]. Group 3: Modern Industrial System Development - The bank is committed to embedding its development within the real economy, aiming to become a respected institution that harmonizes economic and social values [7]. - The bank has launched various financial products, including "Leading e-loan" and green finance initiatives, with significant growth in technology and green finance loan balances [8]. - The bank has focused on ten key industrial sectors, providing over 700 billion yuan in financial support to more than 4,400 clients [9]. Group 4: Collaborative Ecosystem for High-Quality Development - The bank aims to be a participant in industrial ecosystem construction, driving high-quality development through collaboration [10]. - A chain-based service logic is established to provide integrated services across the entire lifecycle of production, supply, and sales [11]. - The bank is committed to sustainable development by integrating ESG principles into its governance and fostering a "technology-industry-finance" cycle [11].