Core Insights - Hezhong Bank is innovating in the field of intellectual property financing by launching the "Zhi e Loan" product and the "Zhi e Xing" initiative to support the construction of the "Three Places and One Area" in Anhui, aiming to enhance the financial ecosystem for intellectual property [1][2][4] Group 1: Intellectual Property Financing Initiatives - The "Zhi e Xing" initiative aims to create a new financial service ecosystem for intellectual property, targeting over 1,000 key enterprises in strategic emerging industries by the end of 2026 [1] - Hezhong Bank has developed an online self-assessment system for intellectual property and launched the "Zhi e Loan" product, allowing companies to secure loans up to 10 million yuan with a maximum term of 3 years [2][3] - Since its launch in May, Hezhong Bank has provided credit limits exceeding 1.2 billion yuan to nearly 500 technology-based enterprises [3] Group 2: Case Studies and Impact - Anhui Hengtai Intelligent Manufacturing Co., Ltd. successfully secured over 4 million yuan in loans through the "Zhi e Loan" product, addressing short-term liquidity issues caused by increased raw material procurement needs [2] - Hezhong Bank facilitated a 500,000 yuan loan for Anhui Jinguoyuan Traditional Chinese Medicine Co., Ltd. within three working days, demonstrating the efficiency of the "Zhi e Loan" product [4] - The bank's initiatives are rapidly gaining traction across various cities in Anhui, reflecting its commitment to high-quality development in technology finance [4][5] Group 3: Strategic Goals and Recognition - Hezhong Bank is focused on building a technology finance ecosystem to support the deep integration of technological and industrial innovation, aligning with Anhui's "6178" modernization industrial system [4] - The bank has received multiple accolades for its technology finance services, including the "Science and Technology Innovation Youth Commando Competition" second prize and the "2025 Anhui Youth May Fourth Medal" collective award [5] - The bank aims to empower more technology enterprises through financial support, contributing to sustainable economic growth in Anhui [5]
科创添动能 徽商银行 “知e贷”激活创新密码