两家银行 同日获批解散！

Group 1 - Two rural commercial banks in Shaanxi, Qinzhou Rural Commercial Bank and Weicheng Rural Commercial Bank, have been approved for dissolution, with their assets and liabilities to be inherited by Shaanxi Xianyang Rural Commercial Bank [1] - The Shaanxi Financial Regulatory Bureau has mandated that the dissolved banks cease all operations immediately and return their licenses within 15 working days [1] - The establishment of Shaanxi Xianyang Rural Commercial Bank follows a merger process initiated in June, with the bank officially opening on September 26, 2023 [1][2] Group 2 - Shaanxi Xianyang Rural Commercial Bank has a registered capital of 1.705 billion RMB, with 42 legal entity shareholders holding 69.45% and 1,273 individual shareholders holding 30.55% of the shares [2] - As of the end of 2023, Qinzhou Rural Commercial Bank had total assets of 23.179 billion RMB, total deposits of 20.011 billion RMB, and total loans of 14.046 billion RMB; Weicheng Rural Commercial Bank had total assets of 17.069 billion RMB, total deposits of 14.597 billion RMB, and total loans of 10.975 billion RMB [2] - The establishment of Shaanxi Xianyang Rural Commercial Bank marks the third city-level rural commercial bank in Shaanxi Province, following Yulin and Hanzhong Rural Commercial Banks [2] Group 3 - As of the end of 2024, the total assets of the Shaanxi rural credit system are expected to reach 1.14 trillion RMB, managing 92 county-level legal entities [3]