生态“双标签”贷款落地苏州

Core Insights - Jiangsu Bank's Suzhou branch issued a green loan of 193 million yuan to a local energy company, marking the first green credit product in China that falls under both "biomass energy utilization" and "air pollution control and governance" categories as per the "Biodiversity Finance Directory (Trial)" [1] - The total credit amount for the project is 500 million yuan, specifically supporting the "Wuzhong Biomass Comprehensive Utilization Project," which aims to integrate financial means to promote the "dual carbon" strategy, pollution prevention, and biodiversity protection in the Yangtze River Delta region [1] - The project employs a closed-loop process of "sludge drying - high-temperature incineration - waste heat power generation - ash resource utilization," achieving harmless disposal and resource recovery of pollutants [1] Environmental Benefits - The project can reduce the high-water-content sludge from urban sewage treatment plants by 60%-80% in a single treatment, with emissions from incineration meeting standards better than the EU 2010 regulations [2] - It is expected to process 300,000 tons of wet sludge annually, generating 66 million kilowatt-hours of green electricity, equivalent to replacing 22,000 tons of standard coal and reducing carbon dioxide emissions by 57,000 tons [1] - The project also releases approximately 180,000 cubic meters of landfill capacity each year, equivalent to the area of 25 standard football fields, while protecting habitats for migratory water birds [2] Financial and Policy Implications - The People's Bank of China’s Suzhou branch is guiding financial institutions to incorporate "pathogen inactivation rates" as a core post-loan verification indicator, setting an industry benchmark for biosecurity in such credit projects [2] - The project’s high-temperature treatment process effectively kills 99.9% of bacteria, viruses, and parasite eggs, significantly reducing ecological risks associated with pathogen transmission [2] - The focus will continue on biomass energy utilization, lake eutrophication governance, and wetland ecological restoration, aiming to enhance the biodiversity performance-linked loan product system and attract social capital towards green development [3]