绘就普惠金融“菏泽新样板”

Core Insights - The "Huihejin" platform has achieved significant growth since its launch on September 14, 2022, becoming a benchmark for inclusive finance in addressing the financing challenges faced by small and micro enterprises and the agricultural sector [1][2] - As of October 30, 2025, the platform has connected with 34 banking institutions in Heze, offering 471 credit products and serving 42,110 registered users, with a total service amount reaching 6.568 billion yuan [1][2] Group 1 - The platform has effectively broken down information barriers by categorizing credit products by industry and amount, and has reduced loan processing time by over 60% compared to traditional methods [2] - The introduction of features such as "no repayment renewal loans" and "direct agricultural guarantee loans" has facilitated 8.21 million yuan in renewals for 121 small enterprises, enhancing the platform's service effectiveness [2] - The platform's operation is supported by a collaborative framework involving the Heze Financial Regulatory Bureau and the Heze Banking Association, ensuring comprehensive service coverage through a three-tiered management structure [2] Group 2 - The "Huihejin" platform has received multiple accolades, including recognition in the 2022 Heze government work report and awards from the China Banking Association for its innovative services in inclusive finance [3] - The platform aims to further consolidate its achievements and enhance operational efficiency while continuing to innovate in digital finance to support high-quality development of inclusive finance [3]