PAB(SZ:000001) Zhong Guo Jin Rong Xin Xi Wang·2025-11-27 02:53Core Viewpoint - Ping An Bank's Shanghai branch is committed to enhancing its credit investment and service capabilities to support the real economy, reflecting its role in Shanghai's high-quality development [1][3]. Group 1: Financial Strategy and Innovation - The bank focuses on being a partner in technological innovation, assessing not just collateral but also the technological potential and market prospects of enterprises [4]. - It aims to serve as a bridge for internationalization, leveraging Shanghai's status as an international financial center to provide convenient cross-border financial services [4]. - The bank positions itself as a "booster" for industrial upgrades, integrating its understanding of supply chains and green finance into its services [4]. Group 2: Organizational Reform - Ping An Bank has implemented a "stronger branch" strategy, enhancing the autonomy and comprehensive service capabilities of its branches [5]. - The bank has restructured its organizational form from "individual efforts" to "team operations," resulting in the establishment of 29 comprehensive branches, which have seen a 17.5% increase in annual revenue and a 13.5% growth in loan and deposit scale compared to the previous year [5]. - Management mechanisms have been reformed to allow for differentiated resource allocation based on the diverse market levels in Shanghai, fostering a shift from "I have to develop" to "I want to develop" [5]. Group 3: Financial Services and Market Positioning - The bank emphasizes a systematic and ecological approach to financial services, particularly in supporting new quality productivity, which is characterized by internationalization and high standards [7][8]. - It aims to be a key player in the construction of Shanghai's international financial center, acting as a converter between national strategies and market demands [8]. - The bank's strategic roles include being an executor of institutional openness, a participant in the construction of the "Shanghai price" system, and a strategic connector for dual circulation [8].