What are the conforming loan limits for 2026?

When buying a house, many people opt for a conforming loan, which allows you to obtain a mortgage up to a specific limit. If you want to buy a house in 2026 with a conforming loan, most borrowers face a conforming loan limit of $832,750. This is an increase from $806,500 in 2025. What is a conforming loan? Before we discuss the conforming loan limits (CLL), you should understand what a conforming loan is in the first place. A conforming loan is probably what you’d think of as a “regular mortgage.” It’ ...