众安保险推出“爸妈安康保·骨折险”

Core Viewpoint - ZhongAn Online P&C Insurance Co., Ltd. has launched a new product called "Parents' Health Insurance - Fracture Insurance," focusing on the safety and care of elderly individuals living alone, shifting the emphasis from financial compensation to comprehensive protection [1] Group 1: Product Features - The insurance covers four key areas: accident, treatment, rehabilitation, and prevention, providing a full-process guarantee for elderly individuals [1] - In terms of personal protection, if an elderly person is hospitalized due to an accidental fracture, they can receive a one-time compensation limit of 20,000 yuan and a daily hospitalization allowance of 80 yuan for up to 180 days [1] - The "Hundred Days Guardian" plan can be activated during the rehabilitation phase, offering up to 100 days of caregiver services regardless of whether a disability rating is achieved [1] Group 2: Financial Protection - The product also covers common risks associated with living alone, including damage to the main structure of the house, interior decoration, burst pipes, damage to household appliances, indoor theft, and telecom fraud [1] - ZhongAn Insurance emphasizes the transition from financial compensation to risk prevention and from economic compensation to a service closure, providing not only protection for the elderly but also peace of mind for families living apart [1]