威海持续深化金融“五篇大文章”实践，润泽经济社会高质量发展

Group 1 - The People's Bank of China (PBOC) in Weihai is implementing supportive monetary policies to foster high-quality economic development during the 14th Five-Year Plan period [1] - The PBOC has lowered the required reserve ratio and enhanced the use of monetary policy tools to promote reasonable growth in credit volume, with the total balance of loans reaching 6,157.04 billion yuan, an increase of 81.3% compared to the end of 2020 [1] Group 2 - The PBOC is focusing on self-discipline in interest rate management to significantly reduce financing costs, with new corporate loan rates at 3.74%, down 1.14 percentage points from the end of 2020 [2] - The PBOC is promoting the optimization of credit structure through the "Five Major Financial Articles" initiative, establishing a "1+5+N" promotion system, and creating innovative financial products such as Sci-Tech loans and Carbon Credit loans [3] - By the end of the third quarter, loans in sectors like technology, green finance, and digital economy grew by 18.1%, 22.8%, and 14.2% respectively, surpassing the overall loan growth rate [3]