年末“抢人”！银行招揽AI等科技人才

Core Viewpoint - Financial institutions are intensifying their recruitment efforts, particularly targeting candidates with backgrounds in science and technology, as they focus on digital transformation and the integration of AI in banking operations [1][3][4]. Group 1: Recruitment Trends - Several banks, including Agricultural Bank, Minsheng Bank, and Nanjing Bank, are actively opening research positions for recent PhD graduates, emphasizing the need for expertise in computer science and artificial intelligence [1][3]. - The preference for candidates with engineering and science backgrounds is becoming more pronounced, especially in the recruitment for postdoctoral research stations, where fields like AI and information security are prioritized [3][4]. - China UnionPay has specified research areas such as AI, data science, and security risk control, with a significant focus on AI-related topics [3][4]. Group 2: Digital Transformation and AI Integration - The application of AI and technology is becoming a key focus for many commercial banks, with institutions reporting advancements in AI model applications across various operational scenarios [6]. - Major banks like Bank of China and Industrial and Commercial Bank of China are leveraging AI to enhance efficiency in risk management and customer service [6]. - The competitive landscape in the banking sector is shifting towards technology-driven strategies, with banks recognizing the importance of AI in maintaining their competitive edge in the digital economy [6][7]. Group 3: Differentiation in AI Strategies - There is a noticeable divergence in the focus areas of different banks regarding the integration of finance and technology, with state-owned banks tending to explore macro-level applications while local banks focus on practical, region-specific innovations [7]. - State-owned banks are positioning themselves as foundational builders of AI infrastructure, while joint-stock banks are leading in innovation and application [7]. - Local commercial banks are customizing AI applications to meet regional economic needs, indicating a trend towards specialized and targeted AI solutions [7][8].