执金融之笔，绘就“百千万工程”新画卷

Core Viewpoint - Zhongshan Rural Commercial Bank is committed to serving the local economy and enhancing financial support for various sectors, demonstrating its mission as a local bank through innovative financial products and services aimed at both enterprises and individuals [2][3][4][6] Group 1: Financial Support for the Real Economy - The bank has a total asset scale exceeding 217 billion yuan and a loan balance of over 113 billion yuan as of September 2025 [2] - It supports the manufacturing sector with a loan balance of over 24 billion yuan, ranking among the top in the city [3] - The bank has provided financing of over 6.4 billion yuan for 117 "industrial transformation" projects and nearly 1.8 billion yuan for 20 investment projects [3] - A dedicated evaluation system for technology-based enterprises has been established, successfully providing 10 million yuan in R&D loans to a national-level specialized company [3] Group 2: Promoting Inclusive Finance - The bank has a balance of over 32 billion yuan in inclusive small and micro loans, accounting for over 20% of the city's total [4] - It has completed credit assessments for 237 villages, with a total credit amount of approximately 53 billion yuan, benefiting over 600,000 households [4] - The average interest rate for newly issued small and micro enterprise loans has decreased to 3.04%, down 0.35 percentage points from the previous year [4] Group 3: Digital Transformation and Service Innovation - The bank is enhancing its digital services, with 1.7 million mobile banking users benefiting from rapid loan approval processes [6] - It has integrated over 400 government services into its branches, allowing residents to handle various administrative tasks conveniently [6] - The bank has developed a smart living service ecosystem, collaborating with 1,458 merchants and serving over 8.13 million users [6]