Core Viewpoint - Gansu Bank has launched its new mobile banking version 8.0, emphasizing digital finance and customer needs, aiming to provide safer, more convenient, and warmer mobile financial services [1] Group 1: Service Features - The new mobile banking 8.0 integrates a one-stop service for retirement planning, pension inquiries, and policy interpretations, covering the entire lifecycle from young savings to retirement [2] - A new "certificate aggregation" feature allows users to consolidate their certificates in the mobile app, with automatic maturity reminders and real-time interest calculations for easier asset management [2] - The app collaborates with UnionPay to offer exclusive service areas for local life scenarios, including payment discounts, fuel recharges, and ride-hailing services [2] Group 2: User Experience Enhancements - The app provides a comprehensive view of personal accounts, managing deposits, investments, insurance, and loans, with frequently used functions optimized for easy access on the homepage [3] - A large cash withdrawal appointment feature allows users to select the branch and time online, eliminating the need to queue for in-person services [3] - The bank has developed a service chain based on customer segmentation, offering personalized benefits such as birthday gifts and holiday payment discounts [3] Group 3: Security Measures - AI facial recognition technology enables instant identity verification regardless of lighting or network conditions, enhancing transaction security [4] - Real-time monitoring of mobile threats provides immediate risk alerts, ensuring a secure transaction environment [4] - The updated privacy policy uses plain language to explain permissions, ensuring users are informed about their personal information usage [4] Group 4: Technological Integration - The app integrates Huawei's native smart features, introducing exclusive "small card" and "tap to share" functionalities for HarmonyOS users [5] - Desktop small cards display balance and payment information without needing to open the app, enhancing user convenience [5] - The bank aims to deliver seamless digital financial services across various regions, maintaining a commitment to collaboration, intelligence, and openness [5]
智简不凡，甘心相伴——甘肃银行手机银行8.0正式发布