成武农商银行精准信贷助力，“小毛驴”拉动致富大产业

Core Insights - The development of a comprehensive donkey breeding industry chain in Chengwu County is supported by the local agricultural bank's precise understanding of industry needs, providing quality credit services to inject financial vitality into various operators within the chain [1] Group 1: Financial Support for Breeders - Zhang, a large-scale donkey breeder, highlighted the promising prospects of the donkey breeding industry but faced significant initial investment challenges, including the need for standardized facilities and quality breeding stock [2] - The bank identified the financial pain points of modern breeding, which require large amounts of capital over long periods, and tailored a comprehensive financing plan, quickly approving a loan of 1.6 million yuan [2] - This loan enabled Zhang to expand his breeding operations, enhance risk resilience, and stimulate local feed crop cultivation, thereby solidifying the foundation of the local donkey industry [2] Group 2: Support for Small Enterprises - The success of the donkey breeding industry is also linked to the prosperity of the terminal consumer market, as exemplified by Zhang, who opened a donkey meat restaurant but faced startup funding challenges [3] - Unlike breeders, small business owners like Zhang require smaller, more frequent, and urgent financing, prompting the bank to offer products like "Bole Huimin Loan," which provided 40,000 yuan for his restaurant startup [3] - This funding was crucial for the restaurant's opening, allowing local donkey meat to reach consumers and supporting the local breeding industry [3] Group 3: Precision in Financial Services - The bank's approach of "one household, one policy" reflects a commitment to precision in financial services, addressing the diverse needs of different operators within the donkey industry chain [4] - To date, the bank has issued loans totaling over ten million yuan to the local donkey industry and related sectors, promoting an integrated development model of "breeding, production, and sales" [4] - The bank plans to continue focusing on rural service responsibilities, expanding its service range, and exploring diverse financial needs in rural revitalization to contribute to the sector [4]